Interest Free Finance
Interested in 0% interest free finance?
We can offer customers finance both in-store and online. If you'd like to purchase any products from our website then email or call us about our finance deals. You can apply for finance from your own computer and at a time that suits you. Just let us know how much you'd like to spend and we can email you a straightforward online application to fill out. You'll normally get an instant decision and once your finance offer has been accepted you can take the goods straightaway with just a 10% deposit payment. Our finance offers are made in conjunction with Pay4Later.
Please note the interest rate that we offer to internet customers depends upon the items being purchased for example:
- Alloy Wheels - 19.5% APR
- Car Audio and Electronics - 19.5% APR
- Other goods - Rates vary from 0% APR to low rate 4.9% APR (please ask for details)
- Minimum spend to qualify for finance would be £300.
Our cycle finance deals include:
We can offer finance to customer in our Durham Cycle Store. The following deals are available to choose from.
- Any SALE bike - We offer 19.5% APR deals on SALE bikes with terms of 12, 24 and 36 months to choose from.
- Any non-sale bike between £300-£500 - We offer low rate finance of 4.9% APR over 12 or 24 months.
- Any non-sale bikes over £500 - We can offer 0% interest free finance over 6 or 12 months or low rate 4.9% APR over 24 months
- Minimum spend to qualify for finance would be £300.
Please note that you can purchase the bike and accessories to make up any deal, so if you only want to spend £400 on a bike, by spending £100 on accessories you'll still qualify for our 0% finance rate.
So what do I need to do to apply?
Just pop into the Durham store with some personal id and your credit/debit card. We can show you the various repayment options available to you and if you wish to proceed with the application then it'll take about twenty minutes to fill in the paperwork. You should get an instant decision and once you've paid a 10% deposit we can get your bike ready for you to ride away!
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/
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